/* ============================ 공통 모달 기본 ============================ */
.modal{display:none;position:fixed;inset:0;width:100%;height:100%;background:rgba(0,0,0,.45);justify-content:center;align-items:center;z-index:999999}
.modal-content,.app-modal{background:#fff;padding:20px;border-radius:8px;width:90%;max-width:600px;box-shadow:0 4px 12px rgba(0,0,0,.3);position:relative;margin:0 auto;box-sizing:border-box}
.close-modal,.close-privacy,.modal-close{float:right;font-size:28px;font-weight:700;cursor:pointer;color:#333}.close-modal:hover,.close-privacy:hover,.modal-close:hover{color:#ff4a4a}
.app-modal-title{margin-top:0;font-size:1.4rem;font-weight:700}
.app-input,.app-select,.app-textarea{width:100%;padding:10px;margin:6px 0 12px;border:1px solid #ccc;border-radius:4px;box-sizing:border-box}
.app-status{margin-top:10px;font-size:.95rem}.required-mark{color:#ef4444;font-size:13px;margin-left:4px}
.app-btn-sub{display:inline-block;padding:6px 12px;background:#e8f3ff;color:#0077cc;border:1px solid #bcdcff;border-radius:4px;cursor:pointer;font-size:.85rem;margin-left:8px}.app-btn-sub:hover{background:#d7eaff;border-color:#a5d0ff}
.modal-box{background:#fff;padding:24px;border-radius:10px;width:90%;max-width:480px;box-shadow:0 4px 20px rgba(0,0,0,.2);position:relative;box-sizing:border-box}

/* ============================ 카드 공통 ============================ */
.apply-box,.calc-card,.doc-card,.apply-item{background:#fff;border:2px solid #e5e7eb;border-radius:16px;transition:border-color .3s ease,box-shadow .3s ease,transform .3s ease}.apply-item{border:none!important}.apply-item:hover{border-color:inherit!important;box-shadow:none!important;transform:none!important}.apply-box:hover,.calc-card:hover,.doc-card:hover{border-color:#d1d5db;box-shadow:0 8px 20px rgba(0,0,0,.12);transform:translateY(-4px)}
.apply-box{padding:20px}.apply-box-header{font-size:18px;font-weight:700;margin-bottom:14px}.apply-box-list div{padding:8px 0;border-bottom:none!important;font-size:16px;line-height:1.5}
.loading-spinner{width:28px;height:28px;border:3px solid #e5e7eb;border-top-color:#4f46e5;border-radius:50%;animation:spin .8s linear infinite;margin:12px auto}@keyframes spin{to{transform:rotate(360deg)}}
.calc-consult-section{margin:32px 0;padding:0}.calc-card-scroll{display:flex;gap:16px;overflow-x:auto;padding:10px 0 20px;scrollbar-width:none;-webkit-overflow-scrolling:touch}.calc-card-scroll::-webkit-scrollbar,.doc-card-scroll::-webkit-scrollbar{display:none}.calc-card{flex:0 0 calc(33.333% - 16px);padding:16px 12px;min-width:200px}
.doc-consult-section{margin:60px 0;padding:0 20px}.doc-card-scroll{display:flex;gap:16px;overflow-x:auto;padding:10px 10px 20px;white-space:nowrap;flex-wrap:nowrap;-webkit-overflow-scrolling:touch;scrollbar-width:none}.doc-card{position:relative;flex:0 0 calc(33.33% - 16px);padding:24px}.doc-card.highlight{border-color:#8b5cf6;border-width:4px;box-shadow:0 0 14px rgba(139,92,246,.7);transform:scale(1.05)}
.calc-title{display:flex;align-items:center;gap:6px;font-size:17px;font-weight:700;margin-bottom:8px}.calc-icon-img{width:18px;height:18px;opacity:.85}.apply-status-grid-5x{display:grid;grid-template-columns:repeat(5,1fr);gap:24px;margin-top:24px}.calc-pay-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:10px 0}.calc-pay-box{background:#f9fafb;padding:10px 12px;border-radius:8px;text-align:center}.calc-label{display:block;font-size:13px;color:#6b7280;margin-bottom:4px}.calc-value{font-size:17px;font-weight:700;color:#111827}.lock-icon{display:inline-flex;align-items:center;margin-right:4px}

/* ============================ 실제 modals DOM / z-index ============================ */
#modals{position:relative;z-index:50000}#modals>.modal{position:fixed!important;inset:0!important;width:100%!important;height:100vh!important;height:100dvh!important;margin:0!important;padding:20px!important;box-sizing:border-box!important;background:rgba(15,23,42,.58)!important;overflow-x:hidden!important;overflow-y:auto!important;-webkit-overflow-scrolling:touch;z-index:50000!important;isolation:isolate!important}#modals>.modal .modal-box{position:relative!important;z-index:50001!important}.consult-fixed-bar{z-index:10000!important}.footer-slide-menu{z-index:20000!important}.right-sidebar.portal-sidebar{z-index:9000!important}.tablet-sidebar-toggle{z-index:9001!important}
body.modal-open .consult-fixed-bar{visibility:hidden!important;pointer-events:none!important}

/* ============================ 공통 상담 모달 최종 ============================ */
#modals #commonApplyModal{align-items:flex-start!important;justify-content:center!important;overflow-x:hidden!important;overflow-y:auto!important;overscroll-behavior:contain;padding:max(12px,env(safe-area-inset-top)) 12px calc(30px + env(safe-area-inset-bottom))!important}
#modals #commonApplyModal>.modal-box{flex:0 0 auto!important;width:min(100%,480px)!important;height:fit-content!important;min-height:0!important;max-height:none!important;padding:20px 16px 18px!important;margin:8px auto 24px!important;overflow:visible!important;align-self:flex-start!important}
#modals #commonApplyModal #commonApplyForm{width:100%!important;height:auto!important;min-height:0!important;max-height:none!important;margin:0!important;padding:0!important;box-sizing:border-box!important}
#modals #commonApplyModal input,#modals #commonApplyModal select,#modals #commonApplyModal textarea{max-width:100%!important;box-sizing:border-box!important}
#modals #commonApplyModal #applyStatus:empty{display:none!important;height:0!important;margin:0!important;padding:0!important}

/* 상담내용 */
#modals #commonApplyModal textarea[name="content"].app-textarea{width:100%!important;height:130px!important;min-height:130px!important;max-height:260px!important;padding:10px 12px!important;line-height:1.5!important;overflow-y:auto!important;resize:vertical}
#modals #commonApplyModal .app-field-meta{width:100%;display:flex;align-items:center;justify-content:flex-end;margin:-7px 0 10px;padding:0 2px;box-sizing:border-box}
#modals #commonApplyModal .app-field-meta .app-field-guide{display:none}
#modals #commonApplyModal .app-char-count{display:block;margin:0;padding:0;color:#98a2b3;font-size:9px;font-weight:500;line-height:1.2;text-align:right;white-space:nowrap}
.app-field-guide{margin:-6px 0 12px;color:#667085;font-size:11px;font-weight:400;line-height:1.45}

/* 포털형 신청 버튼 */
#modals #commonApplyModal #commonApplyForm button[type="submit"].app-modal-btn{display:flex!important;align-items:center!important;justify-content:center!important;width:100%!important;min-height:48px!important;margin:14px 0 0!important;padding:0 20px!important;box-sizing:border-box!important;background:#2684ff!important;color:#fff!important;border:1px solid #2684ff!important;border-radius:8px!important;box-shadow:0 2px 5px rgba(38,132,255,.18)!important;font-family:inherit!important;font-size:15px!important;font-weight:700!important;line-height:1!important;text-align:center!important;cursor:pointer;appearance:none;-webkit-appearance:none;transition:background-color .18s ease,border-color .18s ease,box-shadow .18s ease,transform .18s ease!important}
#modals #commonApplyModal #commonApplyForm button[type="submit"].app-modal-btn:hover{background:#1d4ed8!important;border-color:#1d4ed8!important;box-shadow:0 4px 10px rgba(29,78,216,.2)!important;transform:translateY(-1px)}
#modals #commonApplyModal #commonApplyForm button[type="submit"].app-modal-btn:active{transform:translateY(0)}#modals #commonApplyModal #commonApplyForm button[type="submit"].app-modal-btn:focus-visible{outline:3px solid rgba(38,132,255,.22);outline-offset:2px}#modals #commonApplyModal #commonApplyForm button[type="submit"].app-modal-btn:disabled{background:#9ca3af!important;border-color:#9ca3af!important;box-shadow:none!important;cursor:not-allowed;transform:none!important;opacity:.8}

/* ============================ 예상 변제금 실시간 현황 ============================ */
.calc-live-banner{width:100%;margin:18px 0 24px;padding:0;background:transparent!important;border:0;border-radius:0;box-shadow:none;overflow:hidden;box-sizing:border-box}.calc-live-header{width:100%;min-height:48px;padding:11px 12px;display:flex;align-items:center;justify-content:center;background:transparent!important;border-top:1px solid #e5e7eb;border-bottom:1px solid #e5e7eb;box-sizing:border-box}.calc-live-title{width:100%;display:flex;align-items:center;justify-content:center;gap:7px;white-space:nowrap}.calc-live-heading{display:inline-flex;align-items:center;gap:5px;white-space:nowrap}.calc-realtime-badge{flex:0 0 auto;height:22px;padding:0 7px;display:inline-flex;align-items:center;justify-content:center;gap:3px;background:#fff5f5;border:1px solid #ffb8b8;border-radius:999px;color:#ff4d4f;font-size:10px;font-weight:700;line-height:1;white-space:nowrap;box-sizing:border-box}.calc-realtime-icon{width:10px;height:10px;flex-shrink:0;display:block}.calc-realtime-circle{fill:#ff3b30}.calc-live-title-text{color:#111827;font-weight:700}.calc-live-title-dot{color:#cbd5e1;font-weight:400}.calc-live-count{color:#475569;font-weight:500;white-space:nowrap}.calc-live-count-wrap{display:inline-flex;align-items:center;gap:5px;white-space:nowrap}.calc-live-count strong{color:#2684ff;font-weight:800}.calc-live-count-slash{color:#cbd5e1;white-space:nowrap}.calc-live-marquee{width:100%;padding:10px 0 0;background:transparent!important;border:0;overflow:hidden;box-sizing:border-box}

.case-guide-item{position:relative;cursor:pointer;transition:background-color .18s ease,color .18s ease}.case-guide-item:hover{background:#f7faff}.case-guide-item::before{content:"";position:absolute;left:0;top:50%;width:3px;height:0;background:#2684ff;border-radius:0 3px 3px 0;transform:translateY(-50%);transition:height .18s ease}.case-guide-item:hover::before{height:65%}.case-guide-item:hover .case-court{color:#1d4ed8}.case-guide-item:hover .case-name,.case-guide-item:hover .case-number{color:#334155}

@media(max-width:480px){
  #modals #commonApplyModal{padding:8px 8px calc(20px + env(safe-area-inset-bottom))!important;overflow-y:auto!important;align-items:flex-start!important}
  #modals #commonApplyModal>.modal-box{width:100%!important;height:fit-content!important;min-height:0!important;margin:0 auto 20px!important;padding:18px 16px 16px!important}
  #modals #commonApplyModal textarea[name="content"].app-textarea{height:120px!important;min-height:120px!important;max-height:220px!important}
  #modals #commonApplyModal .app-char-count{font-size:8px}
  #modals #commonApplyModal #commonApplyForm button[type="submit"].app-modal-btn{min-height:48px!important;font-size:14px!important;margin-bottom:0!important}
  .calc-live-header{width:100%;padding:10px 4px;box-sizing:border-box;overflow:hidden}.calc-live-title{display:flex;flex-direction:row;flex-wrap:nowrap;align-items:center;justify-content:center;gap:5px;font-size:12px;letter-spacing:-.6px;white-space:nowrap}.calc-live-heading{gap:4px;flex:0 0 auto}.calc-realtime-badge{height:20px;padding:0 5px;gap:2px;font-size:9px}.calc-realtime-icon{width:7px;height:7px}.calc-live-title-text{font-size:12px;font-weight:700;white-space:nowrap}.calc-live-count-wrap{flex:0 0 auto;gap:3px;font-size:12px;white-space:nowrap}.calc-live-count strong{font-size:12px}
}
@media(max-width:400px){#modals #commonApplyModal textarea[name="content"].app-textarea{height:110px!important;min-height:110px!important}.calc-live-header{width:100%;min-height:auto;padding:11px 4px 12px;box-sizing:border-box;overflow:visible}.calc-live-title{width:100%;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:7px;white-space:normal}.calc-live-heading{width:auto;display:flex;align-items:center;justify-content:center;gap:5px;white-space:nowrap}.calc-realtime-badge{height:21px;padding:0 6px;gap:2px;font-size:9px}.calc-live-title-text{font-size:13px}.calc-live-count-wrap{width:100%;justify-content:center;gap:6px;font-size:12px}.calc-live-count strong{font-size:13px}}

/* ============================================================
   공통 회생·파산 문의 / 개인정보 동의 모달 최종 스타일
   common-apply-ch.css 맨 아래에 추가
============================================================ */

/* 공통 오버레이 */
#modals #commonApplyModal,
#modals #commonPrivacyModal {
  position: fixed !important;
  inset: 0 !important;
  width: 100% !important;
  height: 100vh !important;
  height: 100dvh !important;
  margin: 0 !important;
  padding: 16px !important;
  box-sizing: border-box !important;
  justify-content: center !important;
  background: rgba(15,23,42,.48) !important;
  backdrop-filter: blur(2px);
  -webkit-backdrop-filter: blur(2px);
  overflow-x: hidden !important;
  overflow-y: auto !important;
  overscroll-behavior: contain;
  z-index: 50000 !important;
}

/* 상담신청 모달은 긴 폼이므로 상단부터 */
#modals #commonApplyModal {
  align-items: flex-start !important;
  padding-top: max(12px, env(safe-area-inset-top)) !important;
  padding-bottom: calc(24px + env(safe-area-inset-bottom)) !important;
}

/* 개인정보 동의 모달은 중앙 배치 */
#modals #commonPrivacyModal {
  align-items: center !important;
}

/* 공통 카드 */
#modals #commonApplyModal > .modal-box,
#modals #commonPrivacyModal > .modal-box {
  position: relative !important;
  width: min(100%, 430px) !important;
  max-width: 430px !important;
  padding: 24px !important;
  box-sizing: border-box !important;
  background: #fff !important;
  border: 1px solid #e2e8f0 !important;
  border-radius: 16px !important;
  box-shadow: 0 18px 50px rgba(15,23,42,.22) !important;
  z-index: 50001 !important;
}

#modals #commonApplyModal > .modal-box {
  height: fit-content !important;
  min-height: 0 !important;
  max-height: none !important;
  margin: 8px auto 24px !important;
  overflow: visible !important;
}

#modals #commonPrivacyModal > .modal-box {
  max-height: calc(100vh - 32px) !important;
  max-height: calc(100dvh - 32px) !important;
  margin: auto !important;
  overflow-y: auto !important;
}

/* 닫기 */
#modals #commonApplyModal .modal-close,
#modals #commonPrivacyModal .modal-close {
  position: absolute !important;
  top: 16px !important;
  right: 18px !important;
  float: none !important;
  width: 32px !important;
  height: 32px !important;
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
  color: #475569 !important;
  font-size: 25px !important;
  font-weight: 500 !important;
  line-height: 1 !important;
  background: #f8fafc !important;
  border-radius: 50% !important;
  cursor: pointer;
}
#modals #commonApplyModal .modal-close:hover,
#modals #commonPrivacyModal .modal-close:hover {
  color: #1d4ed8 !important;
  background: #eef6ff !important;
}

/* 제목 */
#modals #commonApplyModal .app-modal-title,
#modals #commonPrivacyModal .app-modal-title {
  margin: 0 44px 8px 0 !important;
  color: #172033 !important;
  font-size: 20px !important;
  font-weight: 800 !important;
  line-height: 1.35 !important;
}

#modals #commonPrivacyModal .privacy-sub-title {
  margin: 0 0 20px !important;
  color: #667085 !important;
  font-size: 13px !important;
  line-height: 1.6 !important;
}

/* 상담 폼 */
#modals #commonApplyModal #commonApplyForm {
  width: 100% !important;
  margin: 0 !important;
  padding: 0 !important;
}
#modals #commonApplyModal #commonApplyForm > label {
  display: block !important;
  margin: 0 0 7px !important;
  color: #344054 !important;
  font-size: 13px !important;
  font-weight: 700 !important;
}
#modals #commonApplyModal .app-input,
#modals #commonApplyModal .app-select,
#modals #commonApplyModal .app-textarea {
  width: 100% !important;
  margin: 0 0 16px !important;
  box-sizing: border-box !important;
  color: #172033 !important;
  font-size: 14px !important;
  background: #fff !important;
  border: 1px solid #d0d5dd !important;
  border-radius: 9px !important;
  outline: none !important;
}
#modals #commonApplyModal .app-input,
#modals #commonApplyModal .app-select {
  min-height: 46px !important;
  padding: 0 13px !important;
}
#modals #commonApplyModal textarea[name="content"].app-textarea {
  height: 120px !important;
  min-height: 120px !important;
  max-height: 240px !important;
  padding: 12px 13px !important;
  line-height: 1.55 !important;
  resize: vertical !important;
  overflow-y: auto !important;
}
#modals #commonApplyModal .app-input:focus,
#modals #commonApplyModal .app-select:focus,
#modals #commonApplyModal .app-textarea:focus {
  border-color: #2684ff !important;
  box-shadow: 0 0 0 3px rgba(38,132,255,.12) !important;
}

/* 글자수와 가이드 */
#modals #commonApplyModal .app-field-meta {
  display: flex !important;
  align-items: center !important;
  justify-content: flex-end !important;
  margin: -10px 0 14px !important;
  padding: 0 2px !important;
}
#modals #commonApplyModal .app-field-meta .app-field-guide { display: none !important; }
#modals #commonApplyModal .app-char-count {
  color: #98a2b3 !important;
  font-size: 10px !important;
  line-height: 1.2 !important;
}
#modals #commonApplyModal > .modal-box .app-field-guide {
  margin: -9px 0 16px !important;
  color: #667085 !important;
  font-size: 11px !important;
  line-height: 1.5 !important;
}

/* 개인정보 동의 행 */
#modals #commonApplyModal .privacy-row {
  display: grid !important;
  grid-template-columns: 18px minmax(0,1fr) auto !important;
  gap: 8px !important;
  align-items: center !important;
  margin: 2px 0 18px !important;
}
#modals #commonApplyModal .privacy-row input[type="checkbox"] {
  width: 17px !important;
  height: 17px !important;
  margin: 0 !important;
  accent-color: #2684ff;
}
#modals #commonApplyModal .privacy-row label {
  margin: 0 !important;
  color: #475467 !important;
  font-size: 12px !important;
  font-weight: 500 !important;
  line-height: 1.45 !important;
}
#modals #commonApplyModal #openCommonPrivacy {
  min-height: 34px !important;
  margin: 0 !important;
  padding: 0 10px !important;
  color: #2684ff !important;
  font-size: 12px !important;
  font-weight: 700 !important;
  background: #eef6ff !important;
  border: 1px solid #bfdbfe !important;
  border-radius: 8px !important;
  cursor: pointer;
}
#modals #commonApplyModal #openCommonPrivacy:hover {
  color: #1d4ed8 !important;
  background: #e3f0ff !important;
}

/* 신청하기 */
#modals #commonApplyModal #commonApplyForm button[type="submit"].app-modal-btn {
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  width: 100% !important;
  min-height: 50px !important;
  margin: 0 !important;
  padding: 13px 18px !important;
  box-sizing: border-box !important;
  color: #fff !important;
  font-family: inherit !important;
  font-size: 15px !important;
  font-weight: 800 !important;
  line-height: 1.2 !important;
  background: #2684ff !important;
  border: 1px solid #2684ff !important;
  border-radius: 10px !important;
  box-shadow: 0 5px 14px rgba(38,132,255,.20) !important;
  cursor: pointer;
}
#modals #commonApplyModal #commonApplyForm button[type="submit"].app-modal-btn:hover {
  background: #1d4ed8 !important;
  border-color: #1d4ed8 !important;
}
#modals #commonApplyModal #commonApplyForm button[type="submit"].app-modal-btn:disabled {
  opacity: .55 !important;
  cursor: default !important;
  box-shadow: none !important;
}

/* 개인정보 표 */
#modals #commonPrivacyModal .privacy-table {
  overflow: hidden !important;
  margin: 4px 0 0 !important;
  background: #fff !important;
  border: 1px solid #e2e8f0 !important;
  border-radius: 12px !important;
}
#modals #commonPrivacyModal .privacy-table .privacy-row {
  display: grid !important;
  grid-template-columns: 92px minmax(0,1fr) !important;
  margin: 0 !important;
  border-bottom: 1px solid #edf1f5 !important;
}
#modals #commonPrivacyModal .privacy-table .privacy-row:last-child { border-bottom: 0 !important; }
#modals #commonPrivacyModal .privacy-label {
  width: auto !important;
  padding: 13px 12px !important;
  box-sizing: border-box !important;
  color: #344054 !important;
  font-size: 12px !important;
  font-weight: 800 !important;
  background: #f8fafc !important;
  border-right: 1px solid #edf1f5 !important;
}
#modals #commonPrivacyModal .privacy-value {
  padding: 13px 14px !important;
  color: #475467 !important;
  font-size: 12px !important;
  line-height: 1.55 !important;
}
#modals #commonPrivacyModal .privacy-safe-box {
  margin-top: 14px !important;
  padding: 13px 14px !important;
  color: #1d4ed8 !important;
  font-size: 12px !important;
  line-height: 1.55 !important;
  background: #f1f7ff !important;
  border: 1px solid #dbeafe !important;
  border-radius: 10px !important;
}
#modals #commonPrivacyModal .privacy-guide {
  margin: 12px 0 0 !important;
  color: #667085 !important;
  font-size: 11px !important;
  line-height: 1.6 !important;
}

@media (max-width: 480px) {
  #modals #commonApplyModal,
  #modals #commonPrivacyModal { padding: 10px !important; }

  #modals #commonApplyModal > .modal-box,
  #modals #commonPrivacyModal > .modal-box {
    width: 100% !important;
    max-width: 100% !important;
    padding: 20px 16px !important;
    border-radius: 14px !important;
  }

  #modals #commonApplyModal .app-modal-title,
  #modals #commonPrivacyModal .app-modal-title {
    margin-right: 38px !important;
    font-size: 18px !important;
  }

  #modals #commonApplyModal .privacy-row {
    grid-template-columns: 18px minmax(0,1fr) !important;
  }
  #modals #commonApplyModal #openCommonPrivacy {
    grid-column: 2 !important;
    justify-self: start !important;
    margin-top: 2px !important;
  }

  #modals #commonPrivacyModal .privacy-table .privacy-row {
    grid-template-columns: 78px minmax(0,1fr) !important;
  }
  #modals #commonPrivacyModal .privacy-label,
  #modals #commonPrivacyModal .privacy-value {
    padding: 11px 9px !important;
    font-size: 11px !important;
  }
}
.main-seo-heading {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
  }

  .main-service-title {
    margin: 24px 0 12px;
    font-size: 20px;
    font-weight: 700;
    color: #111827;
  }

  .main-service-tabs {
    margin: 0 0 24px;
  }

  /* 개인회생 신청 전 체크리스트 */
  .main-rehab-checklist {
    width: 100%;
    margin: 24px 0 24px;
  }

  .main-rehab-checklist-link {
    display: block;
    width: 100%;
    overflow: hidden;
    border-radius: 16px;
    box-shadow: 0 5px 18px rgba(15, 76, 129, 0.10);
    cursor: pointer;
  }

  .main-rehab-checklist-img {
    display: block;
    width: 100%;
    max-width: 100%;
    height: auto;
    object-fit: contain;
    background: #f7fbff;
  }

  @media (max-width: 768px) {
    .main-rehab-checklist {
      margin: 16px 0 20px;
    }

    .main-rehab-checklist-link {
      border-radius: 12px;
    }

    .main-rehab-checklist-img {
      width: 100%;
      max-width: 100%;
      height: auto;
      object-fit: contain;
    }
  }